Products » Off Road Program ATV, Snowmobile, Dirt Bike

At Present this program is only available in British Columbia and Manitoba.

British Columbia

Beacon makes it easy, to insure your Off Road Vehicle.

Physical Damage Options, "All Risk" or "Specified Perils"  

An Annual, Agreed Value Policy for ATVs, Snowmobiles, and Dirt Bikes based on current market value. Our "Agreed Value" policy means total losses are settled at the limit of insurance, while partial losses are settled on the actual cost of repairs.

Coverage Includes:

  • $1,000 limit for riding gear  (can be increased for an additional premium)
  • Lock Re-keying (when keys are stolen)
  • Travel Protection / Loss of Use
  • $250 Limit for Safety / Maintenance Equipment 
  • Reward Coverage
  • Liberalization Clause
  • "Optional" Accident Benefits & Rescue Expense Coverage

 

Manitoba

Physical Damage Options, "All Perils or "Comprehensive".

An Annual, Agreed Value Policy for ATVs, Snowmobiles, and Dirt Bikes based on current market value. Our "Agreed Value" policy means total losses are settled at the limit of insurance, while partial losses are settled on the actual cost of repairs.

*$1,000,000 and $2,000,000 excess liability available as a stand-alone or as an add-on to own damage

Coverage Includes:

  • $1,000 limit for riding gear  (can be increased for an additional premium)
  • Lock Re-keying (when keys are stolen)
  • Travel Protection / Loss of Use
  • $250 Limit for Safety / Maintenance Equipment 
  • Reward Coverage
  • Liberalization Clause
  • "Optional" Accident Benefits & Rescue Expense Coverage